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LAW OFFICES OF
Charles RestrepoEsq., P.A.954-763-3301

LAW OFFICES OF CHARLES RESTREPO · PLANTATION, FLORIDA

Problems we help with

Start with the situation you recognize. Explore the guide, gather your documents and talk with the office about the available paths.

Lawsuits & collection

Understand the claim, the notices and the collection process before choosing your response.

Creditors & debt buyersUnderstand company roles and a selected list from the office’s debt-negotiation work.Credit card lawsuits →Review the balance, supporting evidence and identity of the party suing.Other debt disputes & litigation →Discuss defending a claim and comparing litigation with negotiation.Judgments →Understand the judgment and the enforcement questions it raises.Wage & account garnishment →Identify the documents, source of funds and potential exemption questions.Collection calls & disputed debts →Review who is collecting, what is claimed and how to document the concern.

Your home or vehicle

A notice about secured debt deserves a document-specific review. No particular property outcome is guaranteed.

Mortgage foreclosure →Discuss the loan status, court papers and options that may merit review.Vehicle repossession & deficiencies →Review the account, notices, sale information and any remaining balance.HOA & condominium arrears →Review assessments, notices and association collection concerns.

Bills, payments & tax debt

Begin with what is owed, what you dispute and what your budget can realistically support.

Medical bills & collections →Check insurance records, billing questions and possible assistance routes.IRS debts →Explore payment options, hardship considerations and bankruptcy limits.Unmanageable payments →Discuss settlement and negotiation without assuming a reduction is available.

Business obligations

Separate business obligations, personal guarantees and the loan or collection process involved.

Business debt & personal guarantees →Start with contracts, signatures, business status and the documents received.SBA loan concerns →Program-specific questions about servicing, collateral and federal collection.

Then compare your options

A problem is not a predetermined legal strategy. Depending on the facts, the discussion may include settlement, litigation, or bankruptcy. Ask what each approach would involve and whether the office can assist with your specific matter.

These guides are general information, not a promise that every matter is accepted or that a particular remedy is available.